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Crafted Websites and Graphics that Leave a Lasting Impression

Access $5K to $5M in Funding

Personal & Business Loans Available

Get fast access to funding for your personal or business needs. Flexible loan options, competitive rates, and quick approvals.

Loan Types

First

Personal loans ($5K–$100K)

Quick funding for personal expenses or debt consolidation.

Second

Business loans ($10K–$1M)

Lines of credit, term loans, and merchant cash advances. Emphasize that banks tightened lending standards in 2023, making alternative funding crucial.

Third

Equipment financing ($25K–$5M)

For vehicles, machinery, and technology. Note that interest rates have lowered in 2025 for truck purchases

Fourth

Real‑estate investment loans

Hard‑money loans and DSCR loans for investors.

Fifth

Emergency funding options

Same‑day loans for urgent cash needs.

Don't worry, we can help!

Requirements

When applying for a business loan, lenders look at a range of factors to determine eligibility. Here’s what you can typically expect:

Credit Score Requirements

Personal Credit Score: Most lenders require a minimum score of 600–650. For SBA or traditional bank loans, 680+ is often preferred.

Business Credit Score: A strong business credit profile (e.g., Paydex score of 70+) can enhance approval chances and reduce reliance on personal credit.

Time in Business

Startup Financing: Some lenders will work with startups, but most require at least 6 months to 1 year in operation.

Established Businesses: For better loan terms and product options, 2+ years in business is ideal.

Common Documentation Needed

Basic Info: Business license, EIN, and formation documents

Financials: Recent bank statements (3–6 months), profit & loss statements, balance sheets

Tax Returns: Personal and/or business returns (typically past 1–2 years)

Business Plan: Often required for startups or large loan requests

Debt Schedule: If you have existing business debt

Common Documentation Needed

Some loan products may require a personal guarantee, especially if your business credit or financials are limited. This means you're personally responsible if the business can’t repay the loan.

However, if your business has:

Strong cash flow

A solid credit history

Consistent revenue

…it may qualify for no-personal-guarantee loans or lines of credit.

PRICING

Choose Your Plan

AI EMPLOYEE LITE

$299/m

14-Day Free Trial

  • 24/7 AI assistant for follow-ups & scheduling

  • Plug-and-play automation

  • Seamless upgrade path to full bundle

No contracts - cancel anytime

All-in-One Growth Bundle

$799–$979/m

$2,000–$2,500 Setup Fee

  • Business Credit Suite ($50K–$250K funding potential)

  • Done-for-you website, funnels & ad campaigns

  • Email & SMS marketing sequences

  • AI Employee for lead nurturing & appointments

  • Company-branded mobile app

No contracts - cancel anytime

Business Credit Suite Only

$3,299 one-time

One-Time Fee

  • Full business credit building system

  • Trade line setup & PAYDEX optimization

  • Funding prep for higher approval rates

  • Dedicated onboarding & support

No contracts - cancel anytime